Mortgage.One

Vishal Verma

- Founder & CEO,

- Real Estate Finance Specialist

Vishal Verma is the Founder and CEO of Key Capital Limited, a boutique firm dedicated to providing tailored property finance solutions for the UK real estate market. With over 15 years of experience in real estate finance, Vishal has a proven track record of delivering bespoke financial strategies that cater to both residential and commercial property sectors.

Before founding Key Capital Limited in 2017, Vishal held key roles at major financial institutions, including Head of Intermediaries & Property Finance at State Bank of India and Premier Relationship Manager at HSBC & ICICI Bank. His extensive experience in relationship management and portfolio management, coupled with his deep understanding of the UK real estate market, enables him to offer unparalleled advice and solutions to his clients.

Vishal holds several prestigious qualifications, including the Certified Practitioner in Specialist Property Finance and the Certificate in Mortgage Advice and Practice (CeMAP), both awarded by the London Institute of Banking & Finance. He also earned the CFA UK Level 4 Certificate in Investment Management (IMC), a credential that combines deep investment knowledge with practical, real-world application. Additionally, Vishal holds an MBA in Marketing from Apeejay Institute of Management. Fluent in both Hindi and Punjabi, he approaches every transaction with a strategic, client-focused mindset, ensuring that his clients consistently achieve their financial goals.

Arun Sohanta

- Associate Director

Arun Sohanta is an accomplished finance expert with over two decades of experience in the financial services sector, specializing in residential and buy-to-let mortgages, commercial property finance, and development finance. He has a deep understanding of complex financial transactions, particularly those involving trading businesses and property development.

As an Associate Director at Key Capital Limited, Arun excels in structuring tailored financial solutions, from securing funding for residential investments to navigating intricate commercial property deals. His expertise extends to bridging finance, where he has successfully facilitated short-term funding solutions that bridge the gap between the purchase and development stages of property transactions. Arun’s prior roles, including as a Business Development Manager at Recognise Bank, have seen him expand commercial finance portfolios and develop strong relationships within the industry. His leadership at Acorn to Oaks Financial Services Limited and Mantra Consultancy and Capital Limited highlights his ability to drive growth and innovation in financial services.

With a solid foundation built during his tenure at Metro Bank, Barclays, and Lloyds TSB, Arun combines his extensive industry knowledge with a client-centric approach. He holds an MBA from Aston University and is a certified mortgage advisor (CeMap), bringing a strategic and informed perspective to every deal he manages.

Roopal Vora

- Commercial and Residential Mortgage Specialist

Roopal Vora is a seasoned Commercial Mortgage Broker with over 25 years of experience in the finance industry. Specializing in residential, buy-to-let, and high- net-worth mortgages, Roopal also has extensive expertise in commercial property finance, bridging, and development finance. Currently, Roopal serves as a Commercial Mortgage Broker at Key Capital Limited, where she leverages her strong relationships with lenders to secure bespoke financial solutions for her clients.

Her prior roles include Senior Mortgage & Protection Adviser at London Mortgage Solutions Ltd, and at Mantra Capital. She began her broker journey as a Mortgage & Protection Adviser at Robert Sterling Financial Services. In these positions, Roopal consistently delivered tailored advice to a diverse client base, including professionals, portfolio landlords, and high-net-worth individuals.

Roopal’s career began in top-tier investment banks, including Goldman Sachs and J.P. Morgan, where she honed her analytical and project management skills. Transitioning into mortgage brokerage in 2014, she has since become known for her ability to navigate complex financial landscapes and secure optimal outcomes for her clients.

Holding a CeMap certification and a BSc in Business Studies from Bayes Business School, Roopal combines her extensive industry knowledge with a client-centric approach, ensuring that her clients receive comprehensive support throughout their financial journey.

Arun Sohanta

- Associate Director

Arun Sohanta is an accomplished finance expert with over two decades of experience in the financial services sector, specializing in residential and buy-to-let mortgages, commercial property finance, and development finance. He has a deep understanding of complex financial transactions, particularly those involving trading businesses and property development.

As an Associate Director at Key Capital Limited, Arun excels in structuring tailored financial solutions, from securing funding for residential investments to navigating intricate commercial property deals. His expertise extends to bridging finance, where he has successfully facilitated short-term funding solutions that bridge the gap between the purchase and development stages of property transactions. Arun’s prior roles, including as a Business Development Manager at Recognise Bank, have seen him expand commercial finance portfolios and develop strong relationships within the industry. His leadership at Acorn to Oaks Financial Services Limited and Mantra Consultancy and Capital Limited highlights his ability to drive growth and innovation in financial services.

With a solid foundation built during his tenure at Metro Bank, Barclays, and Lloyds TSB, Arun combines his extensive industry knowledge with a client-centric approach. He holds an MBA from Aston University and is a certified mortgage advisor (CeMap), bringing a strategic and informed perspective to every deal he manages.

Roopal Vora

- Commercial and Residential Mortgage Specialist

Roopal Vora is a seasoned Commercial Mortgage Broker with over 25 years of experience in the finance industry. Specializing in residential, buy-to-let, and high- net-worth mortgages, Roopal also has extensive expertise in commercial property finance, bridging, and development finance. Currently, Roopal serves as a Commercial Mortgage Broker at Key Capital Limited, where she leverages her strong relationships with lenders to secure bespoke financial solutions for her clients.

Her prior roles include Senior Mortgage & Protection Adviser at London Mortgage Solutions Ltd, and at Mantra Capital. She began her broker journey as a Mortgage & Protection Adviser at Robert Sterling Financial Services. In these positions, Roopal consistently delivered tailored advice to a diverse client base, including professionals, portfolio landlords, and high-net-worth individuals.

Roopal’s career began in top-tier investment banks, including Goldman Sachs and J.P. Morgan, where she honed her analytical and project management skills. Transitioning into mortgage brokerage in 2014, she has since become known for her ability to navigate complex financial landscapes and secure optimal outcomes for her clients.

Holding a CeMap certification and a BSc in Business Studies from Bayes Business School, Roopal combines her extensive industry knowledge with a client-centric approach, ensuring that her clients receive comprehensive support throughout their financial journey.

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